Send Money or Pay Bills
in the Philippines
for as little as $10

Cheaper than a Bank Faster
than a Money Transfer Shop

You save HK$115 when sending HK$1000
Toast sends to Cebuana, Mhuiller and more

Toast users are excited
about the app

Avarage rating is 4.5 stars

Send Money
โ€จWith Your Phone

For cash pick and direct bank payment
back home!

Pay Bills in the Philippines

Home bills, mobile top-ups coming soon.
Pay SSS, Meralco, Manila Water and more

Deposit money easily via
bank transfer or in person
at our Toast shop

Protecting you, your funds
and your data 24/7.

Hong Kong licence
for remittance

Customs and Excise Department

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By signing up you agree with our Terms of Service

TOAST

Send Money or Pay Bills in the
Philippines for as little as 15HKD.

From your phone. No queuing up.
โ€จNo nasty hidden forex charges. Your first transfer is free.

We accept remittance to:   and many more

  • Send for Cash Pickup
  • Send to Bank Account
HKD
PHP
Current rate: 1 HKD = 6.46 PHP
Your fee: 19.00 HKD

Start your free account now!

OR

Sign In

By signing up you agree with our Terms of Service

YOU SAVE

HK$X

WHEN SENDING HK$1000

Cheaper than a Bank. Faster than
a Money Transfer Shop

On average a bank will charge you HK$X to send HK$1000 home. Toast costs HK$19.00 per send (which is XX% cheaper than what it would cost via the bank).

On average the wait time for a money transfer shop is 2.5 hours. Toast takes 2 minutes to send money home.

Toast accepts remittance to the following partners:

Testimonials

I love this app, it's easy for me to transfer money for my family in the phil,๐Ÿ˜˜๐Ÿ˜€๐Ÿ˜€

Jesielyn Yanto May 4, 2016

Toast na tayo... super high rate...very convenient to use...friendly toaster volunteer

Cheng Santos May 4, 2016

So convenient and satisfied with their service! Kaya mg Toast money transfer na!

Azalea Maglangit May 4, 2016

This is a very cool app this app is easy to use... hassle free remittance in a vey competitive rate.....no need to queued up..sending money back to ph right with my fingertips...

Geraldine Singh Apr 26, 2016

Send With Your Phone

Click the Google Play Logo to download the Toast application from the Google Play store.

Choose from two simple money transfer options: send money for cash pick up at over 7000 locations, or directly to any bank.

Pay Bills in the Philippines. Top Up mobile phones coming soon.

Paying bills in the back home from overseas has never been easier. From water, to electricity, social security or school tuition you can do it all with Toast.

Toast support paying bills to:

Deposit money easily via bank transfer or in person at our Toast Shop.

Simply use your local bank account to pay for your Toast transaction or pay for your transaction in cash at our Toast store. Once we receive payment your remittance is sent instantly.

Security Matters

Security is of extreme importance. We want you to sleep well knowing that your funds are secure.

We use bank grade hardware security models combined with the latest AML practices. Protecting you, your funds and your data 24/7.

Hong Kong licence for remittance

Toast is a money transfer app run and owned by Sigma X PTE Limited that allows people in Hong Kong to send money for Cash Pick up at Cebuana & MLhuillier as well as to bank accounts back home.

Sigma X Pte Limited is a licensed Money Services Operator in Hong Kong with a corresponding license number valid from November 2015 until November 2017.